38. Riding a bicycle offers so many benefits. $\rightarrow$ It offers so many benefits. 39. Money management helps children to learn how to invest later. $\rightarrow$ It helps children to learn how to invest later. 40. Teenagers can have interactive skills with others by being good listeners. $\rightarrow$ It helps teenagers have interactive skills with others by being good listeners. 41. Nam learned good manners from his parents at an early age. $\rightarrow$ It helped Nam learn good manners from his parents at an early age. 42. Students should learn skills to write CVs and submit applications at the school-leaving age. $\rightarrow$ It is important for students to learn skills to write CVs and submit applications at the school-leaving age. 43. My parents encouraged me to go to college. $\rightarrow$ It was my parents who encouraged me to go to college. 44. The Mekong River provides the Mekong Delta with fertile silt. $\rightarrow$ It provides the Mekong Delta with fertile silt. 45. Football is considered one of the most exciting games nowadays. $\rightarrow$ It is considered one of the most exciting games nowadays. Pros and Cons of Self-study: 46. First, it is undeniable that you feel freedom in deciding how you want to make use of your time. 47. With self-study, you decide the subject and mode of learning.